Mooresville Graded School District (MGSD) offers families a voluntary student accident insurance plan. This program provides an optional way for parents to secure coverage for their children against injuries that can occur at school, during school-sponsored activities like athletics and field trips, and even outside of school hours, depending on the chosen plan. The insurance is particularly helpful for families who either don't have existing health insurance or wish to supplement their current policy by covering deductibles and co-pays. The district is partnering with the Young Group to make a variety of plans and options available to suit different needs and budgets.

Mooresville Graded School District does provide LIMITED secondary accident insurance coverage for K-12 students while at school, as well as for middle and high school athletes, band, and cheerleaders participating in any school-sponsored and supervised activity.  This coverage is limited and primary coverage for your child is still recommended.  A brief summary of coverages can be found at K12 Student Insurance. 

This is only a brief summary of the district-paid Student Accident Insurance.  The master policy is on file in the district office and any conflict between this summary and the master policy – the master policy prevails.

To Purchase Insurance 

Voluntary Membership in a group accident insurance program is made available to students each school year. Participation in the plan is voluntary and made available annually for parents to purchase for their children should they choose.  If you don’t already have accident insurance for your child, The Young Group offers plans which you may purchase at their website any time during the school year.

• Parents: Online Instructions
• Downloads: Student Accident Insurance Plans (English) | Student Accident Insurance Plans (Spanish)
• Accident Claim:  HSR Claim Form

Voluntary student accident insurance is “primary” insurance, meaning it pays even if you have other medical insurance.

While you may purchase coverage anytime during the year, the cost will be the same and there is no prorated premium.  Additionally, the premium is due in full at time of purchase.

Questions

For questions about this voluntary insurance coverage, please call the service broker:

Lisa Montoya, Account Executive
The Young Group, Inc.
919-836-6418
info@younggroup.biz